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MD Verified 2026-01-15

Maryland Unemployment Calculator.

Estimate your weekly benefit using Maryland Division of Unemployment Insurance's official 2026 formula.

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Maryland Calculator

$

Will be split evenly across 4 quarters. Use quarterly mode for more accuracy.

Maryland Benefits — 2026

Max Weekly Benefit

$430

Min Weekly Benefit

$50

Maximum Duration

26 weeks

Maximum Total

$11,180

Formula Method

Highest Quarter ÷ 26

Waiting Week

None

Dependent Allowance

Not available

Federal Tax

Taxable (10% withholding option)

How Maryland calculates your benefit.

Maryland uses the Highest Quarter ÷ 26 method to determine your Weekly Benefit Amount (WBA). The calculation uses wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Formula

1. Find the highest-earning quarter

2. Divide by 26

3. Apply min ($50) / max ($430) caps

WBA = max($50, min(HQ ÷ 26, $430))

Base Period

Standard: First 4 of the last 5 completed calendar quarters before filing. If you file in May 2026, your base period is Jan–Dec 2025.

Eligibility requirements.

Minimum earnings: You must have earned at least $1,800 during your base period.

Job separation: Must have lost your job through no fault of your own (layoff, reduction in force, position eliminated).

Able and available: You must be physically able to work and actively seeking employment.

Ready to file in Maryland?

File online at Maryland Division of Unemployment Insurance

Estimates only. Actual benefits determined by Maryland Division of Unemployment Insurance based on official wage records. Data sourced from DOL Significant Provisions · Last verified 2026-01-15 · Not affiliated with any government agency.