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MI ✦ 2026 Update Verified 2026-01-15

Michigan Unemployment Calculator.

Estimate your weekly benefit using Michigan Unemployment Insurance Agency's official 2026 formula.

File in Michigan →

2026 Update: Max WBA increased from $362 to $530 effective Jan 1, 2026. Dependent allowance increased to $19.33/week (up from $6).

Michigan Calculator

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Will be split evenly across 4 quarters. Use quarterly mode for more accuracy.

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Michigan Benefits — 2026

Max Weekly Benefit

$530

Min Weekly Benefit

$148

Maximum Duration

20 weeks

Maximum Total

$10,600

Formula Method

43% of Average Weekly Wage

Waiting Week

None

Dependent Allowance

+$19.33/dep (up to 5)

Federal Tax

Taxable (10% withholding option)

How Michigan calculates your benefit.

Michigan uses the 43% of Average Weekly Wage method to determine your Weekly Benefit Amount (WBA). The calculation uses wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Formula

1. Sum all base period wages

2. Divide by 52 to get average weekly wage

3. Multiply by 43%

4. Apply min ($148) / max ($530) caps

WBA = (Total Wages ÷ 52) × 43%

Base Period

Standard: First 4 of the last 5 completed calendar quarters before filing. If you file in May 2026, your base period is Jan–Dec 2025.

Eligibility requirements.

Minimum earnings: You must have earned at least $3,824 during your base period.

Job separation: Must have lost your job through no fault of your own (layoff, reduction in force, position eliminated).

Able and available: You must be physically able to work and actively seeking employment.

Ready to file in Michigan?

File online at Michigan Unemployment Insurance Agency

Estimates only. Actual benefits determined by Michigan Unemployment Insurance Agency based on official wage records. Data sourced from DOL Significant Provisions · Last verified 2026-01-15 · Not affiliated with any government agency.