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MT Verified 2026-01-15

Montana Unemployment Calculator.

Estimate your weekly benefit using Montana Unemployment Insurance's official 2026 formula.

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Montana Calculator

$

Will be split evenly across 4 quarters. Use quarterly mode for more accuracy.

Montana Benefits — 2026

Max Weekly Benefit

$705

Min Weekly Benefit

$148

Maximum Duration

28 weeks

Maximum Total

$19,740

Formula Method

55% of Average Weekly Wage

Waiting Week

None

Dependent Allowance

Not available

Federal Tax

Taxable (10% withholding option)

How Montana calculates your benefit.

Montana uses the 55% of Average Weekly Wage method to determine your Weekly Benefit Amount (WBA). The calculation uses wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Formula

1. Sum all base period wages

2. Divide by 52 to get average weekly wage

3. Multiply by 55%

4. Apply min ($148) / max ($705) caps

WBA = (Total Wages ÷ 52) × 55%

Base Period

Standard: First 4 of the last 5 completed calendar quarters before filing. If you file in May 2026, your base period is Jan–Dec 2025.

Eligibility requirements.

Minimum earnings: You must have earned at least $3,484 during your base period.

Job separation: Must have lost your job through no fault of your own (layoff, reduction in force, position eliminated).

Able and available: You must be physically able to work and actively seeking employment.

Ready to file in Montana?

File online at Montana Unemployment Insurance

Estimates only. Actual benefits determined by Montana Unemployment Insurance based on official wage records. Data sourced from DOL Significant Provisions · Last verified 2026-01-15 · Not affiliated with any government agency.