New Jersey Unemployment Calculator.
Estimate your weekly benefit using New Jersey Division of Unemployment Insurance's official 2026 formula.
New Jersey Calculator
New Jersey Benefits — 2026
How New Jersey calculates your benefit.
New Jersey uses the 60% of Average Weekly Wage method to determine your Weekly Benefit Amount (WBA). The calculation uses wages from your base period — typically the first four of the last five completed calendar quarters before you file.
Formula
1. Sum all base period wages
2. Divide by 52 to get average weekly wage
3. Multiply by 60%
4. Apply min ($107) / max ($830) caps
WBA = (Total Wages ÷ 52) × 60%
Base Period
Standard: First 4 of the last 5 completed calendar quarters before filing. If you file in May 2026, your base period is Jan–Dec 2025.
Eligibility requirements.
Minimum earnings: You must have earned at least $10,000 during your base period.
1.5× rule: Total base period earnings must be at least 1.5× your highest quarter wages.
Job separation: Must have lost your job through no fault of your own (layoff, reduction in force, position eliminated).
Able and available: You must be physically able to work and actively seeking employment.
Ready to file in New Jersey?
File online at New Jersey Division of Unemployment Insurance
Estimates only. Actual benefits determined by New Jersey Division of Unemployment Insurance based on official wage records. Data sourced from DOL Significant Provisions · Last verified 2026-01-15 · Not affiliated with any government agency.