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NM Verified 2026-01-15

New Mexico Unemployment Calculator.

Estimate your weekly benefit using New Mexico Department of Workforce Solutions's official 2026 formula.

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New Mexico Calculator

$

Will be split evenly across 4 quarters. Use quarterly mode for more accuracy.

New Mexico Benefits — 2026

Max Weekly Benefit

$511

Min Weekly Benefit

$90

Maximum Duration

26 weeks

Maximum Total

$13,286

Formula Method

Highest Quarter ÷ 26

Waiting Week

None

Dependent Allowance

Not available

Federal Tax

Taxable (10% withholding option)

How New Mexico calculates your benefit.

New Mexico uses the Highest Quarter ÷ 26 method to determine your Weekly Benefit Amount (WBA). The calculation uses wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Formula

1. Find the highest-earning quarter

2. Divide by 26

3. Apply min ($90) / max ($511) caps

WBA = max($90, min(HQ ÷ 26, $511))

Base Period

Standard: First 4 of the last 5 completed calendar quarters before filing. If you file in May 2026, your base period is Jan–Dec 2025.

Eligibility requirements.

Minimum earnings: You must have earned at least $1,966 during your base period.

Job separation: Must have lost your job through no fault of your own (layoff, reduction in force, position eliminated).

Able and available: You must be physically able to work and actively seeking employment.

Ready to file in New Mexico?

File online at New Mexico Department of Workforce Solutions

Estimates only. Actual benefits determined by New Mexico Department of Workforce Solutions based on official wage records. Data sourced from DOL Significant Provisions · Last verified 2026-01-15 · Not affiliated with any government agency.