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NC Verified 2026-01-15

North Carolina Unemployment Calculator.

Estimate your weekly benefit using NC Division of Employment Security's official 2026 formula.

File in North Carolina →

North Carolina Calculator

$

Will be split evenly across 4 quarters. Use quarterly mode for more accuracy.

North Carolina Benefits — 2026

Max Weekly Benefit

$350

Min Weekly Benefit

$15

Maximum Duration

20 weeks

Maximum Total

$7,000

Formula Method

Two Highest Quarters Average ÷ 52

Waiting Week

None

Dependent Allowance

Not available

Federal Tax

Taxable (10% withholding option)

How North Carolina calculates your benefit.

North Carolina uses the Two Highest Quarters Average ÷ 52 method to determine your Weekly Benefit Amount (WBA). The calculation uses wages from your base period — typically the first four of the last five completed calendar quarters before you file.

Formula

1. Average of two highest quarters

2. Divide by 52

3. Apply min / max caps

WBA = ((HQ1 + HQ2) / 2) ÷ 52

Base Period

Standard: First 4 of the last 5 completed calendar quarters before filing. If you file in May 2026, your base period is Jan–Dec 2025.

Eligibility requirements.

Minimum earnings: You must have earned at least $4,704 during your base period.

Job separation: Must have lost your job through no fault of your own (layoff, reduction in force, position eliminated).

Able and available: You must be physically able to work and actively seeking employment.

Ready to file in North Carolina?

File online at NC Division of Employment Security

Estimates only. Actual benefits determined by NC Division of Employment Security based on official wage records. Data sourced from DOL Significant Provisions · Last verified 2026-01-15 · Not affiliated with any government agency.